Life Insurance provides peace of mind should you die prematurely. Some policies may offer living benefit riders to help with qualifying terminal, or chronic illnesses.

Term and Permanent options are available to cover your needs. Insurance can be obtained as young as 14 days of age. The younger and healthier we are, the more choices we will have to protect our loved ones future. Insurance can also be used a a starter policy to lock in insurability.

Term Insurance is often utilized by familes and businesses who have a need to cover larger amounts of insurance. ie. to cover your mortgage, or large estate. Coverage periods range from 1, 10, 15, 20 or 30 years at affordable, set rates*. Term insurance may be converted to permanent insurance in the future with no additional evidence of insurability.

Permanent Insurance may be a great way to supplement retirement income or other financial needs by accessing your policy’s cash value using loans or withdrawals.

Death benefit payouts are generally income tax free to the beneficiaries and can be used to maintain our families lifestyle, pay children’s education costs, pay off a mortgage, pay bills, provide supplemental retirement income for a spouse, for business continuation planning or charitable giving.

Get a Term quote here.

Don’t know how much coverage you need? Click Here to find out.

There are ways to save on health insurance when not offered by an employer.

Health insurance is regulated by each state with penalties that may be paid at tax time for not having health coverage. Prices can change from year to year and there are timelines to follow. Open Enrollment is usually the 4th quarter through the first month of the year. Health Insurance comes in Bronze, Silver, Gold and Platinum – HMO and PPO options. We may be able to offer other health alternatives if the traditional coverage is not available.

A small business owner may also create a business plan at any time during the year to help with employee retention.

Asks us how you may save on your health insurance costs for individuals, families or your small business.

While health insurance covers doctors and hospital bills. It doesn’t cover you 100% or often do not offer Dental, Vision, Hearing or any other perks. Leaving you without coverage on other important health services.

You also have supplemental health choices you may add on top of your major health insurance that may pay you money directly for events such as minor or major accidents, cancer care, critical care and more. Ask to review your current health benefits not offered by your employer to protect your family and obtain some money to help pay for your health gaps.

Medicare is a federal program offered to those individuals who have worked 10 years or 40 quarters and have paid into Medicare. Medicare does not always activate automatically and many seniors miss the deadlines to enroll.

If you are a senior turning 65 this year allow one of our Insurance specialists to guide you and help you select a comprehensive Medicare health plan. Our team can help you decide if a Medicare Supplement or Medicare Advantage plan is best for you. Click here to request a consultation.

We may save you on paying unwanted penalties for life.

For those of you who may have obtained Medicare due to disability, we can also help.

Many Americans work all their lives to find out in retirement they must share their 401(k), 403(b), 457 and other nest egg plans with Uncle Sam.

Allows us to assist you in creating an alternative plan, and save you on taxes. We can help find plans that will work side by side with your retirement goals.

Let us show you how to rollover your retirement accounts, pay taxes and stretch your retirement income while you enjoy retirement.

Our team can help you protect the assets you worked so hard to build over the years.

Even if you do not own a home you may create a living trust. It’s about leaving behind what you build for the ones you love.

Our trust* includes a Revocable Living Trust, Last Will & Testament, Certificate of Trust, Financial Power of Attorney, Healthcare Power of Attorney, Advanced Directives and an online funding kit.

You have the flexibility to make changes during your lifetime without the extra attorney expense. Our trust is available in all 50 states. We look forward to helping you take control of your Legacy. Start a 10-day free trial here.

*Additional fees may be required. Ask one of our specialist for details or learn more here.

Chandler Jackson

Insurance Specialist

Delilah Rivas

Insurance & Burial Specialist

Jeimy Ramirez-Figueroa

President, CEO | Insurance Specialist

Position Available

Administrative Assistant to Jeimy Ramirez-Figueroa